Senarai Penyakit Kritikal Yang Dilindungi Oleh Etiqa

Kemaskini pada 05/02/2023

Penyakit Kritikal (Critical Illness)
Berikut adalah senarai penyakit kritikal yang dilindungi oleh Etiqa. Pampasan akan diberi kepada pemegang sijil sekiranya telah disahkan menghidap salah satu dari penyakit kritikal yang disenaraikan. Jumlah pampasan, syarat dan peraturan bergantung kepada pelan yang diambil.

 
Penyakit Kritikal (Asas)
 
01. Alzheimer's Disease/ Severe Dementia                
02. Bacterial Meningitis - Resulting In Permanent Inability To Perform Activities Of Daily Living
03. Benign Brain Tumor - Of Specified Severity
04. Blindness - Permanent And Irreversible                                      
05. Brain Surgery                   
06. Cancer - Of Specified Severity And Does Not Cover Very Early Cancers
07. Cardiomyopathy - Of Specified Severity            
08. Chronic Aplastic Anemia - resulting in permanent Bone Marrow Failure
09. Coma - Resulting In Permanent Neurological Deficit With Persisting Clinical Symptom          
10. Coronary Artery By-Pass Surgery                       
11. Deafness - Permanent And Irreversible               
12. Encephalitis - Resulting In Permanent Inability To Perform Activities Of Daily Living
13. End-Stage Liver Failure               
14. End-Stage Lung Disease 

15. Full-Blown AIDS

16. Fulminant Viral Hepatitis            
17. Heart Attack - Of Specified Severity
18. Heart Valve Surgery

19. HIV Infection Due To Blood Transfusion

20. Kidney Failure - Requiring Dialysis Or Kidney Transplant        

21. Loss Of Independent Existence   

22. Loss Of Speech                
23. Major Head Trauma - Resulting In Permanent Inability To Perform Activities Of Daily Living           
24. Major Organ / Bone Marrow Transplant              
25. Medullary Cystic Disease            
26. Motor Neuron Disease - Permanent Neurological Deficit With Persisting Clinical Symptoms  
27. Multiple Sclerosis             
28. Muscular Dystrophy                    
29. Occupationally Acquired Human Immunodeficiency Virus (HIV) Infection                
30. Paralysis Of Limbs                       
31. Parkinson's Disease - Resulting In Permanent Inability To Perform Activities Of Daily Living
32. Primary Pulmonary Arterial Hypertension - Of Specified Severity                    
33. Serious Coronary Artery Disease             
34. Stroke - Resulting In Permanent Neurological Deficit With Persisting Clinical Symptoms       
35. Surgery To Aorta             
36. Systemic Lupus Erythematosus With Severe Kidney Complications                 
37. Terminal Illness                
38. Third Degree Burns - Of Specified Severity
 
Penyakit Kritikal (Tambahan)
 
39. Secondary Pulmonary Hypertension
40. Infective Endocarditis Requiring Heart Surgery
41. Poliomyelitis
42. Progressive Scleroderma
43. Severe Rheumatoid Arthritis
44. Crohn’s Disease With Fistula
45. Ulcerative Colitis With Total Colectomy
46. Chronic Autoimmune Hepatitits
47. Chronic Adrenal Insufficiency
48. Reye’s Syndrome
49. Meningeal Tuberculosis
50. Spinal Cord Disease Or Injury Resulting In Bladder Dysfunction
51. Apallic Syndrome/ Persistent Vegetative State
52. Multiple Root Avulsions Of Branchial Plexus
53. Respiratory Diphteria
54. Surgery For Idiopathic Scoliosis
55. Choronic Relapsing Pancreatitis
56. Elephantiasis
57. Myasthenia Gravis
58. Acute Necrohemorrhagic Pancreatitis
59. Creutzfelt - Jakob Disease (Mad Cow Disease)
60. Ebola Hemorrhagic Fever
61. Chronic Primary Sclerosing Cholangitis
62. Severe Relapsing Nephrotic Syndrome
63. Wilson’s Disease
64. Hemolytic Uremic Syndrome
65. Necrotising Fasciitis
 
Penyakit Kritikal (Tambahan Khas)

Hanya 15 peratus dari jumlah perlindungan sahaja yang diberi. 

 
66. Severe Mental Illness
      - Bipolar Affective Disorder
      - Major Depressive Disorder
      - Schizophrenia
      - Schizoaffective Disorder
67. Diabetes Mellitus Complications
      - Surgery For Tye 2 Diabetic Retinopathy
      - Limb Amputatio Due To Type 2 Diabetic Complications

68. Angioplasty And Other Invasive Treatments For Coronary Artery Disease

 

Ringkasan:

Penyakit Kritikal (Anak)

Pemegang polisi berumur dibawah 17 tahun. Pembayar adalah ibu atau ayah.

1.Autistic Disorder
2.Bacterial Meningitis
3.Bone Marrow Transplant
4.BrainSurgery
5.Infantile Encephalitis
6.Insuline Dependent Diabetes Mellitus
7.Intellectual Impairment due to Illness or Accident
8.Kawasaki’s Disease with heart complications
9.Leukemia
10.Rheumatic Fever with ValvularImpairment
11.Severe Asthma
12.SevereDengue Haemorrhagic Fever
13.Severe Epilepsy
14.Severe Juvenile Rheumatoid Arthritis
15.Severe Relapsing Nephrotic Syndrome

Sebarang pertanyaan lanjut atau untuk set temujanji untuk berjumpa, boleh hubungi saya melalui maklumat seperti di bawah. Saya sentiasa bersedia membantu anda.

Entri Berkaitan:
Pelan Perlindungan Jangka Masa Panjang AAFIAHCARE @ Etiqa
Pelan Simpanan Jangka Masa Panjang HARMONI @ Etiqa
Takaful Rider @ Etiqa

 

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Senarai Penyakit Kritikal Yang Dilindungi Oleh Etiqa